"There are three faithful friends," said Benjamin Franklin. "An old wife, an old dog and ready money."
"Beware of bargains in parachutes, life preservers, fire extinguishers, brain surgery AND genealogical research!" (don't know where I got this one).
Listened to Thomas MacEntee teach about Genealogy Toolboxes, why you should have one, why you should use one, how to create one, how to keep one and everything else you'd need to know about this topic. I'd bet he has information on this topic on his website http://hidefgen.com . Great idea!